Auto-Secured Title Loans
Access Cash Today with an Auto-Secured Title Loan
Use a clear vehicle title to get the cash you need and repay it over time.
No credit check required.
What is an auto-secured title loan?
An auto-secured loan allows you to use a clear vehicle title as collateral to access cash. The loan amount is based on the value of your vehicle (up to $3,660). Unlike traditional title loans, this option is designed to be affordable and easy to understand.
Who it’s best for
Have a clear vehicle title
Need the predictability of monthly payments
Don’t want to borrow based on credit
Want the option to secure a credit-based loan in the future
Benefits of an auto-secured title loan
- Budget-friendly monthly payments
- Clear, honest terms
- No penalty for early payoff
- Loan amount based on your vehicle’s value, not your credit!
Frequently Asked Questions
An auto-secured title loan allows you to use a clear vehicle title as collateral to access cash.
You can borrow up to $3,660, based on the value of your vehicle.
Yes.
While requirements may vary by location, you will typically need:
- A clear vehicle title in your name
- A valid government-issued ID
- Proof of income
- Proof of residence
- Proof of vehicle insurance
Additional documentation may be requested depending on state regulations and loan amount.
No. There is no penalty for early payoff on auto-secured title loans.
Yes. Early payoff is typically allowed and may reduce the total amount of interest paid. You can request a payoff quote at any time to see your remaining balance and finalize the loan.
Auto-secured title loans are based on your vehicle’s value, not your credit. Signature loans are credit-based and do not require collateral.
No. The terms are the same whether an Auto Secured Title Loan or a Signature Loan.
Ready to get started?
Apply online or call for fast approval and affordable monthly payments.